Monday, April 26, 2010
oh people..
this subject annoys me a lot! because people are stupid idiots and never take resposibility for themselves. people usually have to blame something else besides themselves for something bad thats happening in thier lives. there are two things specifically that annoy me to no end. the first is people who get into debt. bad into debt. they're always freaking out and saying"why me? who could let this happen" well it was yourself u retard. and then you here about these "nonprofit companies" that help people with debt. they say" debt is not you fault, let us help you" well if it isnt thier fault than whose is it? who was spending the money, and using all the credit cards and taking out the loans? Oh it wasnt you, no, it was the little devil on your shoulder wispering in you ear. NO SHUT UP! i just would just love to smack some sense into a whole lota people believe me :) the second thing that annoys me is people who whine and complain because they are too fat or need to lose weight but cant. lotsa people say"oh its genetics, i cant lose weight." BULL CRAP! if you were seriously intent on losing weight, you would be eating the healthiest foods possible and very little of them and/or you would be excercising "heavily". have you ever seen a "fat" cross country runner? no because they use every bit of energy to go as fast as they can whenever they can. i here people every day whine"but runnings too hard." well life sucks. either get over it and stay they way you are, or stop your complaining! i swear people are so STUPID. and other people wonder why i live way out in Goble. its to avoid people like that. take responsibility for yourself and stop being lazy, or quit your complaining and live with it. thats life. GET OVER IT!
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Lol....:D
ReplyDeleteAll right, so let me see if I can answer some of this. I'm in debt. I owe money on the house that I bought, and I owe a certain amount of money to various other creditors. Apparently I owe this money because I'm a retard (Or should that be "u retard?" Is that a specific phrase, Byrd?), but let me see if I can lay out some other causes: I lived in Southern California, which was where my employer was; I had to buy a car, because there was no public transportation that went from my house to the school. I suppose I could have ridden the school bus, or walked the five miles every day, but there would have been some serious consequences to that -- lack of sleep and inability to keep up with my homework and housework among them. Once I bought the car, I was in debt, because I didn't have $10,000 in cash, seeing as that job was my first teaching position -- and mind you, I bought used. It's the same truck I own now. That's how it started. Well, unless you count my wife's college loans, since she didn't have $25,000 to pay for her education (And that was after the Pell grant she got from the government and the scholarships she earned).
ReplyDeleteHave I hit the retard part yet, Byrd? No? Let me keep going.
The problem is not that my wife and I bought jet skis or took vacations in Cancun; it was that my salary plus her salary just barely covered our bills -- rent, utilities, car loan, insurance, student loans, food and gas. So anything that happened that we couldn't predict and save for had to paid for with credit. So when her car broke down, or my car broke down, that went on the credit card. When she got sick (because for a while she didn't have health insurance, since we weren't married and the school district didn't pay for any other domestic partnerships), the doctor bill went on credit. We worked on paying the debt off, of course, but the bills kept going up -- our rent was raised twice in three years, and the electricity rates more than doubled because California was having an energy crisis then.
So we moved here, where it is cheaper to live day to day -- but I get paid less. And we bought a house because it makes more sense in the long term than just giving money aweay every month for rent, paying off someone else's mortgage. But now that we own a house, we've had to pay for plumbers, electricians, tree caretakers, and all the materials for the maintenance we've been able to do ourselves. Now we have to pay for a roof. And, of course, we still owe quite a lot of money on the house itself.
So I'm in debt. And while I don't complain about it, I don't believe it was all my fault in the way you're implying, like I didn't pay attention to what I spent money on or how high the bills were, or just didn't care how deep in debt I was and wasted my money on cigarettes and beer. My employers generally don't pay very well, because I'm a high school teacher, and the cost of living generally goes up faster than my pay does year to year. Bad luck put me in debt, and even steady employment isn't quite enough to get me out of it.
Let me know when you want to smack some sense into me, okay? Then we can talk about my weight.
Ah, Mr. Humphrey you take me all too seriously. do you truely believe every word i wrote? yes, some parts are of my beliefs are within those words, but i was being....overdramatic. purposly of course. i would have figured that somebody of your intelectual status would have most likely figured that out. but i could be taking your words too seriously as well couldnt i have? its entirely possible isnt it? but i think otherwise because you started going on about your personal life and what has happened to you in the past. now in my experience, this happens on two ocasions. either the person is dwelling on the past and either has existing issues because of that, or something happened that you just cant forget about, therefore triggering what could be called an emotional response, or you are just the type of person who doesnt mind distributing that type of information and is therefore using it to your advantage by possibily catching me off gaurd and using that to prove a point. so tell me Humphrey, just which one is it?
ReplyDeleteAll of the above, Ryan. I take you seriously because it is my job to take you seriously, and because this post seemed right in line with some of your opinions -- I know you believe strongly in personal responsibility and a work ethic, and stocially going without what you can't have, which all made sense with what you said. I most certainly have issues with my financial past: I feel both guilty and furious about my debt, even though it isn't my fault, really, and anger does nothing to help it. It is my baggage, nonetheless, and it makes me defensive when I read things like what you wrote, even if you didn't entirely mean it; hence the emotional response. I was also hoping to catch you off guard and prove the point that the opinion you put forth, that both debt and weight are entirely the fault of the individual, may be popular but is also specious -- which means it's crap. There are many factors that go into both debt and weight gain, and personal choice is only one of them. Often not the most important one.
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